Travel Insurance covers your risks on the go!!!! While traveling out of country whether on holiday or on business what will happen if you were to fall sick, get into some emergency that asks for medical care. What if your baggage gets misplaced or you lost your passport, travel insurance can help you out in all such cases depending on the plan you opt for. There are various insurance options in travel insurance:
Overseas Medical Travel Insurance
This is a comprehensive single trip cover for an individual going abroad on business or holiday trip. If you are permanently migrating from India, then you can buy insurance for two months and thereafter, get a policy from there. Not only does it provide coverage for Trip Cancellation, Loss or delay of Checked in Baggage, Loss of Passport etc. but also covers your medical expenses during your overseas stay.
Family Travel insurance
Family Travel Insurance policy also known as Family Floater provides a comprehensive cover for entire family (Up to 4 Children) going abroad on business or holiday trip under single policy and one premium. Unlike an individual policy, Sum Assured (Coverage Amount) is shared by all the family members.
This is very economical & good choice for Parents (below 60 years) visiting abroad. Even Additional adult family member can be covered under this policy.
Multi Trip Travel Insurance
The Multi-Trip Travel Insurance Plan is specially designed for the frequent international traveler. The policy is valid for 1 year (365 Days) and you can choose 30, 45, 60 or 90 days as the maximum duration per trip.
It saves frequent Flier time & money as you pay an annual one-time premium and can secure as many trips throughout the year. Multi-trip has no extension hassles and insures all your trips throughout the year.
Student Medical Insurance
It provides a Comprehensive cover for up to 2 years for Indian students traveling to study abroad. It covers much more and cost much less than the medical covers available in abroad. There are plans available without medical cover in case the university/college provides health cover itself.
Some of the plans even provide some extra benefits which are sometimes required for university compliant,
• Treatment for mental and nervous disorders including alcoholism and drug dependency
• In-patient medical expenses related to pregnancy
• Medical expenses for inter-collegiate sports injuries
• Cancer screening and mammography expenses
• Childcare benefits
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