Need for Health Cover
Medical expenses are soaring high day by day and paying for them could dig a deep hole in your pocket. Though availing top notch medical aid was never cheap but with today’s ailments and diseases and our reduced immunity the need has become more frequent. Health insurance comes in handy to meet emergencies of severe ailment or accident and even disability in some cases. Health insurance is an affordable way to safeguard oneself against the unpredictable healthcare requirements in life. We at BimaKing do a comprehensive research to help you find a suitable cover within your budget. All you need to do is fill in your basic details and we will help you get the best cover. Hospitalisation Cover (H)
In case of hospitalisation due to an unforeseen accident or illness, this health insurance plan pays for your hospital bills. The plan covers the frequent medical expenses incurred during hospitalisation for more than 24 hours. A regular hospitalisation plan will either provide a cashless card facility in a network hospital or reimburse reasonable expenses incurred during the hospital stay. Different insurers provide different claim limits for hospital room charges, doctor/surgeon fees, medical tests etc.
Critical Illness Cover (CI)
This plan provides you coverage against life threatening critical illnesses such as heart attack, organ transplants, stroke, brain tumour, kidney failure etc. A regular critical illness plan provides lump sum benefit amount payable on diagnosis of any of the mentioned critical illness.
Personal Accident (PA)
This plan provides financial support to your family in case of death due to an accident. Certain personal accident plans also cover disablement benefit such as permanent total disablement (PTD) for example paralysis, amputation of both hands etc, permanent partial disablement (PPD) for example amputation of one hand, loss of vision in one eye etc and temporary total disablement (TTD) for example fracture of leg etc.
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